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This is an example. The home, its owner and every figure are made up, to show what Complete RenterCheck contains. Your report uses the real records for the home you check.

Example Complete RenterCheck

14 Orchard Way

Anytown, AN1 2EX

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1 item to review before proceeding

Rent, costs and ownership

  • Rent

    Review

    The proposed rent of £1,450 is about £50, or 4%, above the top of the local range for similar homes (£1,200–£1,400). Ask the landlord or agent how the rent was set.

    See the details for rent
  • Monthly cost

    Information

    We estimate this home will cost about £1,821 a month, including rent, council tax, energy, water and broadband, or about £910 each if 2 adults share it equally.

    See the details for monthly cost
  • Money before you move in

    Information

    The most you can be asked to pay before moving in is £3,123.07: one month’s rent in advance and a deposit of up to £1,673.07. A holding deposit can be no more than £334.61.

    See the details for money before you move in
  • Ownership

    Information

    HM Land Registry records a private individual as the owner. The data doesn’t name a private owner; the title register from HM Land Registry does, for £7. Check that your landlord or agent is the owner, or is authorised to act for them.

    See the details for ownership

Property records

What we’d do next

  • When the agent answers, check the landlord’s details against the registered owners in this report.
  • Confirm who you are paying, and check the account name matches, before transferring any money.
  • Read the tenancy agreement in full before signing, including anything about fees and deductions.

Questions for the agent

Every question this report raises, written to send as they are, with why each one matters.

  1. Could you explain how the rent of £1,450 a month was set? Similar 2-bedroom homes advertised nearby are mostly between £1,200 and £1,400 a month. See the rent comparisonWhy askAn asking-rent comparison can’t prove a rent is too high, but asking how it was set gives you room to negotiate before you sign. Since 1 May 2026 a landlord or agent can’t accept more than the advertised rent.
  2. Is the property let furnished or unfurnished, and are any bills included in the rent? See the monthly costsWhy askWhether bills are included changes the real monthly cost a lot, and in a furnished home the contents should be listed on the inventory so you aren’t charged for them later.
  3. Could you confirm who the landlord is, and that they own the property or are authorised to let it? See the ownership informationWhy askRental scams often involve someone letting a home they don’t own or control. You’re entitled to know your landlord’s name and an address for them.
  4. Anytown Council has a selective licensing scheme covering part of the area. Does the property need a licence, and if so, could you send me the licence number? See the licensing schemesWhy askLetting a home that needs a licence without one is an offence, and tenants can apply to get back up to two years’ rent. A licence also limits how many people can live there.
  5. Could you send me the electrical installation condition report and, if the property has gas, the current gas safety record?Why askIn England a landlord must give you the gas safety record and the electrical safety report before you move in, and show you the energy certificate before you rent. A home rated F or G generally can’t be let.
  6. Which government-approved scheme will protect my deposit? See the money before you move inWhy askYour deposit must be protected in a government-approved scheme within 30 days, and you must be told which one. If it isn’t, you can claim one to three times the deposit.
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Rent compared with similar homes

Review

Asking rents for similar 2-bedroom homes advertised nearby, compared with the rent you were quoted.

The rent is slightly above the local range for similar homes

The proposed rent is above the range we see for similar nearby properties. That is worth asking about; it does not mean the rent is unlawful.

Average local rent for similar homes
About £1,320 a month
The average asking rent of the 24 similar homes advertised nearby that we compared.
Typical range
£1,200–£1,400 a month
Most similar homes nearby are advertised within this range.
Rent you were quoted
£1,450 a month
About £50, or 4%, above the top of the range.
Confidence
Medium
The similar homes are spread over up to a mile and a half, so treat the range as a fair guide.

The adverts behind this comparison

These are asking rents: what landlords advertised, not what tenants agreed to pay. Nearest first. 4 are marked let agreed: a tenant was found, though the rent they agreed may differ.

  • Orchard Way, Anytown, AN1 2EX

    Terraced house · 2 bedrooms · Under 0.1 miles · advertised from 27 August 2026

    Same postcode as this home, so it may be this home’s own advert.

    £1,450

    a month

  • Mill Lane, Anytown, AN1 2EY

    Terraced house · 2 bedrooms · 0.1 miles · advertised from 14 August 2026

    £1,300

    a month

    Let agreed

  • Church Street, Anytown, AN1 2DL

    Terraced house · 2 bedrooms · 0.2 miles · advertised from 20 August 2026

    Listed twice at this rent, which may be one home advertised on more than one site.

    £1,350

    a month

  • Victoria Road, Anytown, AN1 3BT

    Flat · 2 bedrooms · 0.2 miles · advertised from 30 July 2026

    £1,250

    a month

    Let agreed

  • Station Road, Anytown, AN1 3AR

    Terraced house · 2 bedrooms · 0.3 miles · advertised from 12 May 2026

    Still advertised after 112 days.

    £1,400

    a month

  • Park Avenue, Anytown, AN1 4HP

    Semi-detached house · 2 bedrooms · 0.3 miles · advertised from 25 August 2026

    £1,325

    a month

  • Willow Close, Anytown, AN1 4JD

    Terraced house · 2 bedrooms · 0.3 miles · advertised from 18 August 2026

    £1,295

    a month

    Let agreed

  • The Crescent, Anytown, AN1 4LG

    End-of-terrace house · 2 bedrooms · 0.4 miles · advertised from 29 August 2026

    £1,375

    a month

Show 15 more adverts
  • Elm Grove, Anytown, AN1 2GH

    Flat · 2 bedrooms · 0.4 miles · advertised from 5 August 2026

    £1,200

    a month

  • Queens Road, Anytown, AN2 1PQ

    Terraced house · 2 bedrooms · 0.5 miles · advertised from 11 August 2026

    £1,325

    a month

  • Brook Street, Anytown, AN2 1RS

    Terraced house · 2 bedrooms · 0.5 miles · advertised from 21 August 2026

    £1,280

    a month

  • Chapel Row, Anytown, AN2 1TU

    Terraced house · 2 bedrooms · 0.5 miles · advertised from 19 July 2026

    £1,350

    a month

    Let agreed

  • Meadow View, Anytown, AN2 2AB

    Semi-detached house · 2 bedrooms · 0.6 miles · advertised from 26 August 2026

    £1,395

    a month

  • High Street, Anytown, AN1 1AA

    Flat · 2 bedrooms · 0.6 miles · advertised from 9 August 2026

    £1,225

    a month

  • Kings Court, Anytown, AN2 2CD

    Flat · 2 bedrooms · 0.6 miles · advertised from 16 August 2026

    £1,300

    a month

  • Albert Terrace, Anytown, AN2 2EF

    Terraced house · 2 bedrooms · 0.7 miles · advertised from 23 August 2026

    £1,340

    a month

  • Ash Grove, Anytown, AN2 3GH

    Terraced house · 2 bedrooms · 0.7 miles · advertised from 2 August 2026

    £1,275

    a month

  • Fairfield Road, Anytown, AN2 3JK

    Semi-detached house · 2 bedrooms · 0.7 miles · advertised from 28 August 2026

    £1,310

    a month

  • Rose Lane, Anytown, AN2 3LM

    Terraced house · 2 bedrooms · 0.8 miles · advertised from 19 August 2026

    £1,360

    a month

  • Tower Street, Anytown, AN3 1NP

    Flat · 2 bedrooms · 0.8 miles · advertised from 12 August 2026

    £1,240

    a month

  • Cedar Drive, Anytown, AN3 1QR

    Semi-detached house · 2 bedrooms · 0.8 miles · advertised from 24 August 2026

    £1,390

    a month

  • Bridge Road, Anytown, AN3 1ST

    Terraced house · 2 bedrooms · 0.8 miles · advertised from 7 August 2026

    £1,285

    a month

  • Garden Walk, Anytown, AN3 2UV

    Terraced house · 2 bedrooms · 0.9 miles · advertised from 17 August 2026

    £1,330

    a month

Why this home’s rent could differ from these

Adverts show what landlords asked for. A rent tribunal gives more weight to rents tenants actually agreed than to adverts, and a let agreed advert is the nearest thing here to one, although the final rent may have been different.

Adverts don’t reliably say whether a home is furnished, whether any bills are included, how big it is or what condition it’s in. Any of these can justify a higher rent, so ask the agent which apply to this home.

An advert still up after a few months may be priced above what tenants will pay. The property type is as the advert gives it, and adverts sometimes get it wrong.

What it will cost each month

Information

Rent and household bills for this home. Bills are estimates for planning, not quotes.

Council tax below is the full charge for two or more adults.
Rent
£1,450
The rent you were quoted.
Council tax
£165
Band C on the Valuation Office Agency list for this home. The council’s average charge for the band (2026/27).
Gas and electricity
£118 estimate
Gas for heating and hot water worked out from this home’s energy certificate, plus typical electricity use, at the energy price cap.
Water and sewerage
£53 estimate
The average household bill in England and Wales for 2026/27 (Water UK).
Broadband
£35 estimate
Typical price for superfast broadband with a landline (Ofcom).
Total a month
£1,821
Each of you, split 2 ways
£910
On a joint tenancy each of you can be asked for the whole rent, not just your share.
Most agents look for about £43,500 a year: 30 times the monthly rent. Enter everyone’s income together: agents usually assess joint tenants as one.
Add it to see what you’d have left each month.
Your figures
Nothing you type here is sent anywhere or saved. A home where everyone is a full-time student usually pays no council tax.

Money before you move in

Information

What a landlord or agent can lawfully ask you to pay before the tenancy starts, and a check of what you’ve been asked for.

Holding deposit
Up to £334.61
One week’s rent. It must be refunded, or put towards the rent or deposit, within 7 days of the tenancy starting.
Tenancy deposit
Up to £1,673.07
Five weeks’ rent. It must be protected in a government-approved scheme within 30 days.
Rent in advance
Up to £1,450
One month’s rent, and only after you have signed the tenancy agreement.
Most you can be asked for
£3,123.07
The first month’s rent and the deposit. A holding deposit you have already paid should come off this.
Offers above the advertised rent
Not allowed
A landlord or agent can’t ask for or accept more than the rent they advertised.
Check what you’ve been asked for
Nothing you type here is sent anywhere or saved.
Payments a landlord may ask for
  • Rent. Rent itself is not capped, but rent cannot be front-loaded to disguise a banned fee.
  • Holding deposit. Capped at one week’s rent, and only one property at a time.
  • Tenancy deposit. Capped at five weeks’ rent, or six weeks where the annual rent is £50,000 or more.
  • Changes to the tenancy at your request. Capped at £50, or the landlord’s reasonable costs if higher and evidenced.
  • Early termination at your request. Limited to the landlord’s actual loss, or the agent’s reasonable costs.
  • Utilities, communication services, TV licence and council tax. Where the tenancy agreement makes you responsible for them.
  • Default fees. Only for a late rent payment (interest capped at 3% above the Bank of England base rate, and only after 14 days) or a replacement key or security device, at reasonable evidenced cost.
Banned fees
Viewing fees, Administration or application fees, Referencing or credit check fees, Inventory check fees, Tenancy renewal fees, Check-out fees, Professional cleaning as a compulsory charge, Requiring a specific third-party service such as a named referencing provider.

Ownership information

Information

The registered owner, from HM Land Registry data. It names a company owner, but not a private individual. The owner is not always the landlord, so check it matches who you are dealing with.

Owner
A private individual
The Land Registry holds their name. You can buy the title register, which names the owner, from HM Land Registry for £7. Title EX123456, absolute freehold title.

Planning applications

No issue found

Applications made in the last three years for this building and the homes around it, from council planning records.

This building
No applications in the last three years
110 m away
Approved, May 2025
Single storey rear extension. 22 Orchard Way, Anytown.
230 m away
Awaiting decision, July 2026
Loft conversion with a rear dormer. 9 Mill Lane, Anytown.
340 m away
Refused, January 2025
Change of use from a house to a house in multiple occupation for five people. 41 Station Road, Anytown.

HMO licence

Information

Whether this home appears on the council registers of licensed houses in multiple occupation (HMOs).

Licence for this home
None recorded
Only homes shared by people from more than one household need an HMO licence. If you’ll share with people outside your household, ask the landlord whether this home needs one.
What is an HMO licence?

An HMO, or house in multiple occupation, is a home shared by three or more people who are not one household, such as friends or strangers sharing a kitchen or bathroom. A couple or a family renting on their own is not an HMO.

A licence from the council is required when five or more people from more than one household live there. Some councils also require one for smaller shared homes.

The licence limits how many people can live there and requires the landlord to meet safety standards, such as fire alarms and enough kitchen and bathroom space.

Letting a home that needs a licence without one is a criminal offence, and the tenants may be able to claim back rent through a rent repayment order.

This check covers HMO licences on the council registers. Council schemes that license other rented homes, known as selective and additional licensing, are in the next section.

Licensing schemes

Information

Whether the council requires a licence for rented homes in this area, beyond the national HMO rules.

Council
Anytown Council
Selective licensing
May apply
Anytown Council’s scheme covers parts of the town centre and the streets around the station. We can’t tell from the postcode whether this address is inside it, so check the council’s map or street list.
Additional HMO licensing
Applies to this address
Shared homes of three or four people from more than one household. It runs until 31 March 2029. The council’s scheme page. This only matters if you’ll share with people outside your household.
What are selective and additional licensing?

Councils can require landlords to license rented homes in some or all of their area, on top of the national rules for larger shared houses.

Selective licensing covers homes let to a single household, such as a family or a couple. Where a scheme applies, the landlord needs a licence for the home.

Additional licensing covers smaller shared homes, usually three or four people from more than one household. It only matters if you’ll share with people outside your household.

Letting a home that needs a licence without one is an offence, and tenants may be able to claim back rent through a rent repayment order. This section shows whether a scheme covers the area, not whether this home has a licence.

Property records

Everything from the free check, with flood risk and nearby schools added: energy performance, the property itself, flood and planning designations, crime nearby and sale history. In a real report the crime section also maps where each crime was recorded, and the schools are shown on a map.

Energy performance

No issue found

From the Energy Performance of Buildings register. A valid EPC is normally required when a property is marketed for rent.

Current EPC
C
Score 71 out of 100
Potential
B
Score 84 if the recommended improvements were made
Floor area
78 m²
Certificate date
12 March 2021
Valid until
12 March 2031
Main heating
Boiler and radiators, mains gas
Assessed running cost
£1,140 a year
Heating, hot water and lighting, of which heating is £690. Assessed at standard occupancy, so your bills will differ.

Property

Information

What the matched records describe about the property itself.

Property type
Mid-terrace house
Floor area
78 m²
Habitable rooms
4
Construction period
1983-1990
Local authority recorded on EPC
Anytown
As recorded on the energy certificate, which may predate boundary changes. We do not use it to determine licensing requirements.

Property considerations

Information

Location-based designations recorded in national planning data. Matched to the property's postcode location.

Flood risk zone
No designation identified in the checked dataset
This is not a finding that the home is safe from flooding. Flood zones cover rivers and the sea only, not surface water from heavy rain, and describe an area rather than predicting whether a particular home will flood. Ask whether the property has ever flooded. Check surface water risk on GOV.UK.
Conservation area
No designation identified in the checked dataset
Listed building
No designation identified in the checked dataset
Article 4 direction
No designation identified in the checked dataset
Green Belt
No designation identified in the checked dataset

Flood risk

Information

The Environment Agency’s chance of flooding for the area around this home, for rivers and the sea and for surface water separately. It describes the area within about 50 m, not this building.

Rivers and the sea
Very low chance
Each year this area has a chance of flooding of less than 0.1%. This allows for flood defences.
Surface water
Low chance
Each year this area has a chance of flooding of between 0.1% and 1%. Surface water is flooding from heavy rain that can’t drain away.

For the exact address, use the government’s long term flood risk service, and ask the landlord whether the home has flooded before.

How this differs from the flood zone above

The flood zone in the property considerations is the planning map. It shows the chance of flooding from rivers and the sea as if there were no flood defences.

These maps allow for defences, and add surface water: rain that can’t drain away and lies on or flows over the ground. Surface water floods more homes in England than rivers and the sea do, and it is often missed because it isn’t a flood zone.

Both are computer models of an area. A home on raised ground can stay dry in a high risk area, and a basement flat can flood in a low one.

Schools nearby

Information

The nearest state-funded primary and secondary schools, in a straight line from the centre of this home’s postcode, with their latest Ofsted inspection and exam results.

Nearest primary school
Orchard Way Primary School
0.2 miles, straight line
Nearest secondary school
Anytown Academy
0.9 miles, straight line

Nearby does not guarantee a place.

Check the admission arrangements for your child’s year group and intended start date. Each council runs applications, and each school sets its own rules, often by distance, siblings or faith.

Applying for a primary placeApplying for a secondary placeMoving mid-year

These schools are made up. A real report shows them on a map, with links to each school’s Ofsted report, admissions, website and walking route.

  • P1 Orchard Way Primary School

    0.2 miles · straight line

    State-funded primary · Ages 4–11

    Latest inspection

    February 2026 · Report card

    • Inclusion: Expected standard
    • Curriculum and teaching: Strong standard
    • Achievement: Expected standard
    • Attendance and behaviour: Strong standard
    • Personal development and wellbeing: Expected standard
    • Early years: Expected standard
    • Leadership and governance: Strong standard
    • Safeguarding: Met
    Year 6 results

    68% met the expected standard in reading, writing and maths

    England 62% · 6 percentage points higher · 2024/25

    School details
    • Type: Community school
    • Postcode: AN1 2EX
  • P2 St Mary’s Church of England Primary School

    0.5 miles · straight line

    State-funded primary · Ages 4–11 · Church of England

    Latest inspection

    March 2024 · Ungraded inspection

    • School remains Good

    Earlier graded inspection, May 2019: Overall effectiveness: Good

    Year 6 results

    Results suppressed in the source for 2024/25, usually because very few pupils took the tests.

    School details
    • Type: Voluntary aided school
    • Postcode: AN1 2EX
  • S1 Anytown Academy

    0.9 miles · straight line

    State-funded secondary · Ages 11–18

    Latest inspection

    January 2025 · Graded inspection

    • Quality of education: Good
    • Behaviour and attitudes: Good
    • Personal development: Good
    • Leadership and management: Good
    • Sixth form: Good
    GCSE results

    48% achieved grade 5 or above in English and maths GCSEs

    England 45% · 3 percentage points higher · 2024/25

    School details
    • Type: Academy converter
    • Postcode: AN1 2EX

Ofsted inspections as at 31 August 2026. Exam results for 2024/25.

How to read the inspections and results

Ofsted has published its findings in four different forms over the years, and each school shows the form of its latest inspection, dated.

Report cards, from 10 November 2025, grade each area on five steps from urgent improvement to exceptional, with safeguarding met or not met. There is no overall grade, and we don’t translate them into the old scale.

Graded inspections before September 2024 gave an overall effectiveness grade: outstanding, good, requires improvement or inadequate. Between then and November 2025 they gave only separate judgements, shown as they were, with no overall grade.

Ungraded inspections check whether a school is still at its earlier grade. We show the published outcome, and the earlier graded inspection where our data has it.

Exam results are one measure, for one year. They don’t show everything about a school, and a small school’s results can swing from year to year.

Crime nearby

Information

Crimes recorded by the police within about a quarter of a mile of this home over the last 12 months of published data, and how that compares with places sampled across England.

Crimes recorded
93
August 2025 to July 2026, within about a quarter of a mile.
Compared with England
About the same as a typical place sampled
Less crime than 58% of 500 sampled places in England. A typical place recorded about 135 over a similar 12 months.
Violence and sexual offences
38
A typical place: 52.
Anti-social behaviour
22
A typical place: 18.
Criminal damage and arson
9
Public order
7
Burglary
6
A typical place: 5.
Vehicle crime
5
A typical place: 7.
Other types
6
How to read these figures

The comparison counts crime the same way, within a quarter of a mile over 12 months, around 500 randomly chosen postcodes in England. It tells you whether crime here is high or low for England. It can’t tell you whether a particular home is safe.

Each crime is mapped to a point on or near the street where it happened, never to an exact address. Distances are measured from the centre of the postcode.

Busy places record more crime. Town centres, shops, stations, pubs and main roads all push the numbers up, so crime on a high street nearby doesn’t mean a home is less safe. The map shows whether it is close to this home or further away.

Burglary and vehicle crime are the types most likely to affect a home directly, and worth knowing for contents insurance.

Not every crime is reported, and forces publish about two months behind. For more about the neighbourhood, see police.uk.

Property history

Information

Sales recorded by HM Land Registry for this address since 1995. A sale price is not a rent and not a current valuation.

Last recorded sale
£238,000 — June 2019
Recorded as terraced, freehold.

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